On 23 October 2026, RBI announced the Commercial Banks – Forthcoming Instructions Second Amendment Directions, 2026, specifying the rollout of the Basel III Standardised Approach for minimum operational risk capital. The amendment also sets out indicative mapping of Business Indicator components to financial statement items and incorporates Basel Committee clarifications. The revised commercial-bank capital framework is scheduled to take effect on 1 April 2027.
RBI has issued the Eleventh Amendment Directions, 2026, aligning commercial banks' leverage ratio framework with the Basel Committee's 2017 standard. The minimum ratio is 4% for domestic systemically important banks and 3.5% for other banks, with additional buffer requirements for Indian branches of global systemically important banks. The amendments take effect on 1 April 2027.
Source: Reserve Bank of India · DOR.CAP.REC.251/21-02-002/2026-27